To those interested in starting building their wealth thru investing in the stock market thru online means specifically thru CitisecOnline.com Inc, here are their minimum requirements:
* Internet access with moderate speed
* Access to bank in your area (Hong Kong & Shanghai Banking Corp., Security Bank Corporation, Bank of the Philippines Islands, Banco de Oro). If you also have an online account on BPI express online, its easier.
* At least P10,000 peso initial capital/investment
* Filled up forms (downloadable forms, in case of Citiseconline wherein we invest)
* Submit copy of any 2 the following:
• Passport
• Philippine driver's license
• SSS ID (1999 credit card type only)
• Company ID if employed by top 2500 corporations (with photo)
• Major credit card with picture
• Senior citizen's ID
• Birth certificate
* Submit any latest copy any of one of the following in the applicant's or spouse's name:
• Current utility bills
• Credit card statement
• Club membership bill
• Bank statement
Note: * For Non-Resident Filipinos a copy of one's proof of income certified by employer must be secured and documents must be authenticated by the Philippine Embassy or Consulate. ** For Non-Filipinos residing in the Philippines, include a photocopy of current visa, alien certificate of registration (ACR) and proof of government permission to engage in business/employment; validity of work permit must be at least one year from its date of issue.
For more information, log on to www.citiseconline.com.. or call their hot line at (02)6333-777.
Tuesday, March 30, 2010
Monday, March 29, 2010
My financial profile
Let me draw my financial profile first..
My husband and I are government employees.. and you know how little government employees earn here in the Philippines (i mean honest government workers like us..:-)).
We are happily married for three years and struggling to have kids. Our combined monthly salary is averaging only at Php38,000 (roughly US$880). Our monthly expenses reached 70-75% of our salary, and during our medical struggle to have a baby it reached 120%. Its relatively small compare to some of our friends who spent 90-130% of their salary without emergency or medical needs like us. We still live with my mother in law since my husband's four siblings are all OFWs and thanks to that situation, we have a reason to stay with my wonderful mother in law because she needs companion in her big house.. and no rent expense for us.
I can say that I used to be financially dumb. My knowledge of money and "business" is from opportunistic pyramiders and opinions of individuals who pretend to be financially wise. I am easily enticed by every opportunity of quick money scheme and lost a lot of my hard earned money from that.
When I was still single my salary goes to my family as my assistance to them and the rest to my daily needs. They say I'm kuripot (stingy) because unlike singles in my age group, I still can save amidst my obligations in my family and my low salary. I kept my savings in the bank.. and recently I learned it was a bad strategy.
But I'm not really kuripot, I am only saving for some luxuries I enjoy. I splurge on these luxuries and drain my savings at the end of the year or anytime of the year.
That was me before I got married, before I was introduced to Bo Sanchez. Yes, my road to financial freedom started with Bo Sanchez' book and seminars.
Now, I'm still in the government earning the same salary but working on fulfilling our financial goals. We also have passive income on the side without compromising our work time in government because we affiliated with a credit cooperative. We are building our retirement fund thru investing in the stock market. Little by little, we are pushing our way to our goal of financial freedom.
My husband and I are government employees.. and you know how little government employees earn here in the Philippines (i mean honest government workers like us..:-)).
We are happily married for three years and struggling to have kids. Our combined monthly salary is averaging only at Php38,000 (roughly US$880). Our monthly expenses reached 70-75% of our salary, and during our medical struggle to have a baby it reached 120%. Its relatively small compare to some of our friends who spent 90-130% of their salary without emergency or medical needs like us. We still live with my mother in law since my husband's four siblings are all OFWs and thanks to that situation, we have a reason to stay with my wonderful mother in law because she needs companion in her big house.. and no rent expense for us.
I can say that I used to be financially dumb. My knowledge of money and "business" is from opportunistic pyramiders and opinions of individuals who pretend to be financially wise. I am easily enticed by every opportunity of quick money scheme and lost a lot of my hard earned money from that.
When I was still single my salary goes to my family as my assistance to them and the rest to my daily needs. They say I'm kuripot (stingy) because unlike singles in my age group, I still can save amidst my obligations in my family and my low salary. I kept my savings in the bank.. and recently I learned it was a bad strategy.
But I'm not really kuripot, I am only saving for some luxuries I enjoy. I splurge on these luxuries and drain my savings at the end of the year or anytime of the year.
That was me before I got married, before I was introduced to Bo Sanchez. Yes, my road to financial freedom started with Bo Sanchez' book and seminars.
Now, I'm still in the government earning the same salary but working on fulfilling our financial goals. We also have passive income on the side without compromising our work time in government because we affiliated with a credit cooperative. We are building our retirement fund thru investing in the stock market. Little by little, we are pushing our way to our goal of financial freedom.
TRQ Seminar by RE Guru Trace Trajano
I attended Trace Trajano's first ever Think Rich Quick Seminar Workshop in the Philippines last March 27, 2010. A one-day affair that charged my credit card for only Php2600 but worth million of pesos on learning and experience.(Actually, since I signed up with Tita Babes, the fee is only P2100 because I got a Php500 discount from her.)
It was worth millions because of the following:
* 100+ millionaire thinking individuals attended the event... 100+ individuals that one can network to attain our financial goal
* workshop.. actual exercises on some critical real estate activities
* success stories from young, common individuals.. pounding you on the head with a realization that these young, unassuming individuals can do it and why can't we..
* apprentice challenge of Trace - will take you a big leap from just knowing the theories and concepts to actual implementation (its sad because we were not able to join the challenge because we are 2 members short)
Never mind the lousy sound system, limited space in the venue and the mediocre food.. the objective of the event was realized and went beyond the expectation.
It was worth millions because of the following:
* 100+ millionaire thinking individuals attended the event... 100+ individuals that one can network to attain our financial goal
* workshop.. actual exercises on some critical real estate activities
* success stories from young, common individuals.. pounding you on the head with a realization that these young, unassuming individuals can do it and why can't we..
* apprentice challenge of Trace - will take you a big leap from just knowing the theories and concepts to actual implementation (its sad because we were not able to join the challenge because we are 2 members short)
Never mind the lousy sound system, limited space in the venue and the mediocre food.. the objective of the event was realized and went beyond the expectation.
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